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BUSINESS FUNDING
J9 Advisory provides expert advice on the most suitable funding facilities for your business, no matter what stage you're at. We will help you find the right financial solutions to meet your needs, from securing capital for growth to navigating cash flow challenges.
There are many reasons a business may wish to review its debt facilities.
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Support growth
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Acquire new assets
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Reduce the cost of funding
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Increase the level of funding
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Switch to a more suitable funding partner
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Whether your business is healthy, struggling or in distress, we can help you identify and source the right funding at the right time.
As an independent firm, we aren’t tied to any particular funders, meaning we will present you with the best options available. And while you make the final decision as to which funder you opt for, we will project-manage the process from start to finish, leaving you free to concentrate on running your business.
REFINANCE
Refinancing is the replacement of an existing debt obligation with another debt obligation under different terms and / or provider.
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Whether you’re looking for a cost saving, fund raising, or relationship driven project, we will find the perfect funding partner for you and your business’ specific requirements.
ASSET FINANCE
Asset financing is the use of a company’s balance sheet assets, including plant and machinery, vehicles, stock or debtors, to borrow money through a loan or revolving credit facility.
Asset finance can seem like a real minefield, with so many operators offering so many different funding streams. Based on your specific requirements we will identify and deal with the most suitable funding partner to enable you to either purchase business assets or generate working capital within your business.
BUSINESS LOANS
A business loan is a repayable debt facility that companies can utilise for working capital or asset acquisition, which they are unable to finance from existing cash reserves.
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With access to numerous lenders on the high street, together with independent and alternative funders, we can assist businesses to secure the cash they require at the best possible rate.
FACTORING/INVOICE FINANCE
Factoring is a financial transaction and a type of debtor finance in which a business sells its accounts receivable (i.e. invoices) to a third party (a factor) at a discount, and enables them to access cash that would otherwise be tied up with outstanding debtors.
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While once seen as a last resort for funding, factoring/invoice finance is now widely used by businesses to increase the availability of working capital. As an independent advisor I provide an unbiased view of the market; ensuring the chosen lender will suit you and your business’ requirements.
COMMERCIAL & INVESTMENT PROPERTY FINANCE
Commercial and investment property finance is available to businesses wishing to buy their own commercial premises, invest in property or raise finance secured against their current property.
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Securing funding for property is much like picking the best mortgage for your home – a job that you can do, but one the professional can do better. We will provide the best possible options and guide you through the process from start to finish.
PROPERTY DEVELOPMENT FINANCE
Property development finance provides the funds needed to turn a property project into reality.
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We have access to a number of funders who can provide funding for property projects - whether refurbishment or development.
TRADE FINANCE
Trade Finance is a facility that sees a business use lenders funds to assist a business in funding its stock purchases.
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If you have a confirmed order and need funding to assist in purchasing the goods in order to complete the transaction, or you are a proven player in your field with a track record of selling specific products, we can help you.
STOCK FINANCE
Stock finance is a type of funding that can see stock held by a business used to secure additional funding on a revolving credit basis.
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Whether you’re approaching stock finance from the point of view of raising funds to purchase more; or using it to secure new funding; we will find the perfect option for you.
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